1. Introduction
Framnex for Developers
  • Introduction
    • Overview
    • Quick Start
    • Authentication
  • Accounts
    • Opens a new account for a client
      POST
    • Returns the paged list of accounts, optionally filtered by client
      GET
    • Returns an account by its identifier
      GET
  • Auth
    • Exchanges integrator client credentials for an access token.
      POST
  • Clients
    • Onboards a client using the JSON fields returned by the client creation fields endpoint.
      POST
    • Returns the paged list of clients, optionally filtered
      GET
    • Returns the OpenAPI 3.0 creation schema for the authenticated brand and requested type.
      GET
    • Returns a client by its identifier
      GET
    • Returns the current client onboarding or profile state
      GET
  • ExchangeRates
    • Returns the exchange rate between the sell and buy accounts
      GET
  • Transfers
    • Creates a new outgoing transfer
      POST
    • Returns the paged list of transfers, filtered by the provided filter
      GET
    • Returns a transfer by its identifier
      GET
  • Webhooks
    • Registers (or replaces) the URL webhooks are delivered to for the integrator
      POST
    • Returns the currently registered webhook URL for the integrator
      GET
    • Returns the paged list of webhook deliveries, filtered by the provided filter
      GET
    • Returns a webhook delivery by its identifier
      GET
    • Re-queues a failed webhook delivery for another attempt
      POST
  • IncomingTransfers
    • Creates (simulates) an incoming transfer
      POST
  • TransferDocuments
    • Downloads a document by its file name.
    • Gets all documents
    • Uploads multiple documents.
  • Schemas
    • BaaS API
      • Account
      • AccountCredentials
      • AccountOpenedWebhookPayload
      • AccountOpeningFailedWebhookPayload
      • AccountPagedDataDto
      • AccountState
      • AccountType
      • AchCredentials
      • Address
      • AuthTokenRequest
      • AuthTokenResponse
      • BankDetails
      • BusinessClient
      • BusinessEntity
      • Client
      • CreateBusinessClientRequest
      • ClientCreateType
      • CreateClientRequest
      • ClientCreatedResponse
      • ClientPagedDataDto
      • CreateIndividualClientRequest
      • ClientState
      • ClientStateResponse
      • ClientType
      • ClientsFilter
      • CreateAccountRequest
      • CreateExchangeTransferRequest
      • CreateIncomingTransferRequest
      • CreateOutgoingTransferRequest
      • CredentialsState
      • CreateTransferRequest
      • ErrorDetailsDto
      • ExchangeRate
      • CreateTransferType
      • CreatedResponse
      • Credentials
      • CredentialsIssueFailedWebhookPayload
      • CredentialsIssuedWebhookPayload
      • ExchangeTransferProcessingWebhookPayload
      • CryptoCredentials
      • IError
      • CryptoTransferDetails
      • IReason
      • DocumentDto
      • ISuccess
      • IdentificationDocument
      • ExchangeTransfer
      • IdentificationDocumentType
      • ExchangeTransferCancelledWebhookPayload
      • ExchangeTransferExecutedWebhookPayload
      • FasterUkCredentials
      • FedWireCredentials
      • ForeignTransferParty
      • GasPaymentWebhookPayload
      • IncomingTransfer
      • IncomingTransferReceivedWebhookPayload
      • OutgoingTransferProcessingWebhookPayload
      • IndividualClient
      • IndividualEntity
      • PageInfoDto
      • InternalCredentials
      • Participant
      • LegalEntity
      • LegalEntityType
      • LocalAEDCredentials
      • ProblemDetails
      • LocalXafCredentials
      • NeftCredentials
      • Result
      • OnboardingCompletedWebhookPayload
      • RiskLevel
      • OnboardingFailedWebhookPayload
      • OutgoingTransfer
      • SortOrderDto
      • OutgoingTransferCancelledWebhookPayload
      • OutgoingTransferExecutedWebhookPayload
      • TransferPagedDataDto
      • PagedFilterDto
      • PaymentMethod
      • TransfersFilter
      • PixCredentials
      • RegisterWebhookRequest
      • ValidationProblemDetails
      • WebhookDelivery
      • WebhookDeliveryPagedDataDto
      • SepaCredentials
      • SortDto
      • WebhookSubscription
      • SwiftCredentials
      • TedPayCredentials
      • WebhooksFilter
      • Transfer
      • TransferDetails
      • TransferDetailsType
      • TransferGas
      • TransferState
      • TransferType
      • UaeFtsCredentials
      • UaeIppCredentials
      • WebhookPayload
      • WebhookState
      • WebhookType
      • YeePayKesLocalCredentials
      • YeePayMxnLocalCredentials
      • YeePayNgnLocalCredentials
GuidesBaaS API Reference
Bank Client API Reference
GuidesBaaS API Reference
Bank Client API Reference
  1. Introduction

Authentication

Use an access token to authenticate every protected BaaS API request. Framnex provides a separate username and secret key for each environment.

Keep credentials secure#

Store the username and secret key in a server-side secret store. Do not include them in browser code, mobile applications, source control, logs, or URLs.
Use separate credentials for each environment. A token is valid only for the environment that issued it.

Request an access token#

The BaaS API base URL includes the Child Brand Integration service path:
https://<host>/api/child-brand-integration
Exchange the username and secret key at POST /auth/token:
The response contains the token type, access token, and lifetime in seconds:
{
  "accessToken": "<token>",
  "tokenType": "Bearer",
  "expiresIn": 3600
}
The expiresIn value is an example. Always use the value returned by the API.

Authenticate a request#

Send the access token in the Authorization header:
For example:
Do not send the username or secret key to protected resource endpoints.

Renew an access token#

The API does not return a refresh token. Request a new access token with the same credentials before the current token expires. Use expiresIn to calculate the renewal time, and allow a small safety margin for network and clock differences.
If a protected request returns 401 Unauthorized, discard the current token, obtain a new token, and retry the request once. Do not retry authentication failures without a limit.

Troubleshooting#

400 Bad Request means that the request body is invalid or a required field is missing.
401 Unauthorized from the token endpoint means that the username or secret key is invalid.
401 Unauthorized from a protected endpoint means that the bearer token is missing, invalid, or expired.
Continue with the BaaS API Quick Start for the complete client onboarding and account opening flow.
Modified at 2026-09-22 08:48:10
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Quick Start
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Opens a new account for a client
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